Every motorist in Michigan is expected to carry auto insurance. Most believe that their policies will protect themselves and any family members who are injured in a wreck. But not so fast — if your auto insurance policy has a step-down clause, you may find that your family members have…
A previous version of this blog post discussed how credit scores could significantly impact a driver’s car insurance rates in Michigan. However, changes to the state’s auto insurance laws now prohibit insurance companies from using credit scores to set rates for consumers. Here, Christensen Law explains the new rule and…
Attorney David Christensen of Christensen Law is now a member of the University of Michigan Injury Prevention Center. The Injury Prevention Center, funded by the U.S. Centers for Disease Control and Prevention (CDC), performs comprehensive research, educational opportunities, and public outreach initiatives to reduce the occurrence and burdens of injury…
Michigan road deaths spiked in the first nine months of 2021 to 882, an 11 percent jump from the previous year, according to disturbing new federal data. The statewide surge mirrors national figures projecting an overall 12 percent increase in traffic fatalities in a country still gripped by the COVID-19…
Under Michigan law, all vehicle owners are required to carry minimum amounts of no-fault insurance. If you are involved in an accident, your no-fault insurance can pay for your medical bills, your lost wages, replacement services, and damage you cause to others’ property. As its name suggests, no-fault benefits are…
Bus crashes are among the most dangerous types of accidents in Michigan. The sheer size of buses ― and the large number of passengers they carry ― increases the likelihood of serious injuries when collisions happen. Many buses also lack safety features, like seat belts, to protect occupants from harm….
People purchase liability insurance policies to cover accidents they may cause. For instance, if you seriously injure someone in a car accident in Michigan, your liability policy will pay for the damage up to your policy limits. But insurance policies don’t provide blanket protection. Suppose the crash resulted in medical…
Motorcycling is a popular hobby in Michigan. If you travel on the state’s roads regularly, you’ve likely seen someone riding a motorcycle with three wheels, also called a “motor trike.” Many believe they are safer than traditional two-wheeled motorcycles while offering a similar riding experience. But are motor trikes safer…
Losing a family member or loved one is painful. It’s even harder if their death occurs because of someone else’s negligent actions. If someone dies because of another party’s careless actions, Michigan law allows certain surviving relatives to file a wrongful death action and seek compensation for their loss. If…
If you are a Michigan driver, you must carry auto insurance. This insurance includes personal injury protection (PIP), or no-fault insurance coverage. Individuals injured in auto accidents in Michigan must first turn to their PIP insurance to cover many of the bills they incur following a crash. Is Michigan…
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