No-Fault Automobile Insurance

When a client has both health insurance and no-fault auto insurance it should be a good thing. But when the coordinated insurance companies argue over the coverage, it could make your case that much more difficult. Coordinated insurance is intended to allow Michigan motorists to save money and ensure quality…

Who hasn’t rushed out to warm up the car and defrost the windshield on a cold Michigan morning. Few residents think that leaving the keys behind for that quick couple of minutes could leave them without a car, permanently. New data says that’s exactly what is happening across the state….

If an Uber or Lyft driver gets into an auto accident, whose insurance pays the bills? A set of bills before the Michigan Senate lay out a compromise between the companies, the state, and their insurers. Since 2014, there have been concerns about what would happen to passengers if an Uber driver or…

A recent crash between a teen driver and a CATA bus in Lansing raises the question: Who pays for bus accident injuries? The answer depends on who is hurt and the different insurance policies involved. Earlier this month, Pennsylvania Avenue in Lansing shut down as the police investigated a serious bus…

When insurance providers fight over who should pay first-party no-fault benefits, the issue is a matter of priority. While priority is usually relatively straightforward, there are cases where it is clear an injured person is entitled to benefits, but not which insurance company should pay. When an insurance company voluntarily…

Once again, a Michigan legislature has taken aim at Michigan’s no-fault act. He is proposing no-fault reform legislation which, so far, seems to do nothing to help the people the law is designed to protect. Michigan’s no-fault auto insurance has been under attack the last few years. Whether through statewide no-fault…

No one wants to pay thousands of dollars per year in car insurance. But could your bad credit be affecting your car insurance rates? More importantly, should auto insurance companies be allowed to consider your financial history in determining your risk of being in an accident? In Michigan, no-fault auto…

If you are like many Michigan residents, money is tight and it seems like it’s only getting tighter. As you balance your expenses at the end of the month, your auto insurance bill might stick out as one place to trim costs by eliminated add-on policies. But doing so could…

When you sit down to review your auto insurance policy this year, you may be tempted to go for coordinated coverage to save a few dollars. But local psychologist, James Zender, warns that your short-term savings might cost you in the long run. The Michigan no-fault law allows insurance providers to…

Christmas is two short days away. Many Michigan residents have already hit the road to visit family and friends. But the holidays bring with them special dangers. Find out how to keep your holidays happy with these top Christmas safety tips. The holidays bring with them questionable weather, increased traffic,…