No-Fault Reform

Lawmakers have been pushing no-fault reforms on Michigan citizens for years under the guise of “saving money.” But when auto insurers support a plan like D-Insurance, you have to ask yourself, saving money for whom? Detroit residents pay a lot for auto insurance. Auto insurers blame every thing from high…

Advocates for auto accident victims have been fighting against ill-conceived no-fault reform over the past few years. And the fight is heating up again in 2017. During the last legislative session (from 2015-2016), the Michigan legislature considered a number of no-fault reform ideas. From D-Insurance, to changes in reimbursement and priority…

Michigan State Representative Jason Sheppard (R-Temperance) has introduced yet another no-fault reform bill. With its caps on coverage, the bill is no better than its predecessors at protecting Michigan motorists. That is to say, it’s no good. House Bill 5951, introduced on September 22, 2016, is the next in a…

Whether no-fault reform will happen in 2016 remains to be seen. But commentators at Crain’s Detroit are arguing that one thing needs to come first: transparency. An opinion editorial published in Crain’s Detroit on Sunday, September 18, 2016, laid out the need for the Michigan Catastrophic Claims Association. The piece emphasized the…

Republicans in the Michigan House of Representatives have made clear that when the session resumes this fall, amending the Michigan No-Fault Act is going to be a top priority. But no-fault reform is a controversial, and complicated issue, and lawmakers should make sure they take their time and get it…

Reforming the Michigan No-Fault Act has become a recurring theme. Politicians, lobbyists, and industry professionals have all advocated undercutting motorists’ protections in favor of affordability and profits. Now the Mackinac center has entered the fray. But their short-sighted perspective simply gets no-fault reform wrong. Recently the Mackinac Center for Public…

Whether your monthly housing check goes to a bank or a landlord shouldn’t affect your auto insurance. But a new study by the Consumer Federation of America shows renters pay more than homeowners for the same car insurance . This makes it harder for poor auto owners to get the…

Michigan auto insurers never stop trying to find new ways to make more money off of their customers. This year, they have turned to the legislature, trying to push changes to the Assigned Claims Plan. Now the Michigan House of Representatives is considering those changes and the future for along…

Last year, Michigan accidentally handed the auto industry almost $60 million in tax credits. Now, Governor Snyder and legislators are trying to fix the error, but the auto industry is fighting back, trying to hold on to its profits. No one in the Michigan legislature thought its 2012 law was going to…

The debate over Mayor Mike Duggan’s D-Insurance bill is heating up. It appears that the state Senate may soon vote on the bill, and now Michigan doctors are stepping up to voice their opposition to the bill. The Michigan Health & Hospital Association, which includes the Detroit Medical Center and…