Have you been seriously injured in a Detroit vehicle collision? With an experienced lawyer’s help, you can recover compensation by filing a claim against the at-fault driver.
In Michigan, to recover your medical expenses and missed wages after a car crash, you would normally file an insurance claim with your own insurer, regardless of who was at fault for the car wreck. The exception to that rule is when you’ve been seriously injured in a car crash because of the negligence of the other driver.
A serious injury is defined under Michigan law as an injury that is permanent or significantly hinders your ability to function as you did before the accident. The costs associated with these injuries often exceed the policy limits of Michigan drivers, which is why you may be eligible for personal injury compensation.
But there’s a lot to do when filing a personal injury claim, so speak with a Detroit auto injury lawyer at Christensen Law. We can make sure you get the compensation you need.
Auto Insurance Laws in Detroit
Michigan auto crash laws require all drivers to carry no-fault insurance and personal injury protection (PIP) benefits. When an accident occurs, you will file a claim with your own insurance policy, no matter who was to blame for the accident. Unfortunately, PIP benefits don’t always cover the entirety of your losses.
PIP benefits only cover the following accident-related expenses:
- Reasonable and necessary medical costs
- Missed wages (for up to three years, with limitations)
- Household services (up to $20 a day)
- Death benefits
In a minor collision, the above benefits may be fine. In a serious Detroit auto collision, however, they probably aren’t going to cut it. There are also limits on maximum payouts. There are no such limits in personal injury lawsuits, though.
Filing a personal injury claim against a negligent party when you’ve been seriously injured can allow you to collect the above damages and more. Additional losses you can collect include the following:
- Pain and suffering
- Missed wages, including future missed wages
- Emotional suffering
- Scarring and disfigurement
- Lost enjoyment of life
- All medical costs
How a Detroit Auto Crash Lawyer Can Help
Why should you hire an attorney? Your Detroit vehicle wreck attorney can assist you in many ways:
- Help you file an insurance claim with your own insurance policy, making sure the company doesn’t take advantage of you
- Assist with negotiations between you and insurers, no matter the situation
- Assist with documenting your accident and injuries
- Give you legal advice and help you file all paperwork
- File a personal injury claim as needed
- Fight for you in court to win the compensation you need
Consult with a Detroit Auto Injury Attorney
Proving your case and demonstrating the seriousness of your injuries isn’t always easy. Having a qualified lawyer to help you through the entire process can make all the difference in your case. If you’re like most crash victims, you need compensation to cover your expenses, so don’t take any chances with your claim.
Contact a Detroit auto injury lawyer with Christensen Law to work toward a positive resolution for your case. To get started, call our office at 248-213-4900 or complete the online contact form below.