Do I have to settle for workers comp if I was hurt at work?

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No. Employers are obligated by law to follow Occupational Safety and Health Administration (OSHA) guidelines. If an employer is in violation of OSHA rules and the workplace is therefore unsafe, the employer could be found negligent in an injury lawsuit.

You could also be entitled to damages beyond workers comp payouts, which are generally very small, if a third party other than your employer caused your injuries. This could include the manufacturer of a defective piece of equipment, for example.