The Independent Medical Examination

Independent Medical ExaminationIn the course of your personal injury lawsuit, you will probably be required to undergo an “Independent Medical Examination.” This is a medical evaluation by the defendant’s hired doctor, and it is a normal part of any personal injury claim.

Anything But Independent

Because you are asking to be compensated for a medical condition, the insurance company and individual defendants have the right to have their own doctor evaluate your injury and recovery.

Even though these examinations are called independent, there is nothing neutral about the evaluation. The IME is done by a doctor your opponent hand selected and paid. Often insurance companies use the same doctors on a very regular basis because they have gotten the results they were looking for. A better term for these evaluations would be insurance medical examinations.

What to Expect in an Independent Medical Examination

In a typical IME you will be asked to complete a form that lists your entire medical history. Ask your attorney whether you are required to fill out those forms or not.

Then the insurance company’s doctor will interview you about your current health, your injury, how it has impacted your lifestyle, and whether you have had similar problems in the past. Be honest and answer these questions completely.

The doctor will then conduct a physical examination. Do your best throughout the tests. The doctors are looking for clues to suggest you are not giving your full effort.

The Independent Medical Examination Report

After the examination the doctor will right a report of his or her opinions and send it to the insurance company or its attorney. Your lawyer will also receive a copy of the report. Often, the IME will state that your injury was not related to the accident or that you have achieved full recovery. Don’t panic. This is just one doctor’s opinion and does not mean the end of your case. Your own doctors’ opinions can be used to disprove the insurance company doctor’s report and win your case.


Everyone at Christensen Law was extremely friendly and very easy to work with. Whenever I had a question, they took the time to talk with me and explained everything thoroughly. They were also very quick to return phone calls. I would definitely recommend Christensen Law to anyone in need of a personal injury lawyer.

I suffered Traumatic Brain Injury when struck by a vehicle while walking. My recovery was a long uphill battle; I had little energy to expend on daily routines and even LESS on caring for my home and life. I wondered how I could continue into the future with the difficulties I faced.

I handed the baton off to David and Sarah of Christensen Law. They resolved the unique challenges of my case while buffering me from the opposing side’s onslaught. The case concluded successfully and to my satisfaction with minimal effort on my part.

To ease the burden of the load you carry, make the decision on your legal team today. You’re in the right place – all you have to do now is make the call.

Overall a professional, great team. Everyone knew me and my case. When I left a message, I got a quick reply. Sarah made me feel comfortable going into a courtroom, where I never had been before. Both David and Sarah are very knowledgeable with legal issues. I trusted everyone and am a satisfied client.

V. Watkins

I never knew attorneys could be so accessible and kind. They fought for me all the way to the end. They had to take my case to trial and they won me a great settlement. Now I have a secure future.


HH, Davison

I was treated very nicely and professionally with a lot of consideration and compassion for my disabilities suffered in a horrible car accident. Mr. Christensen and Sarah Stempky made sure I understood what was happening with my case and that everything was pulled together.

LG, Stockbridge

As an accident victim I had to have my leg amputated and I was in bad shape overall. David Christensen was a light in that experience. I ended up with an entire home modification to accommodate my disabilities. It was a very stubborn insurance company but David wouldn’t take no for an answer.

CB, Milford

If I had questions or worries Dave would address them with me because he knows what he is doing. I think the world of him. I felt he went above and beyond to turn a really bad situation around. I have hope now where before I felt powerless and miniscule and that these big insurance companies were just going to railroad me.

DT, Jackson

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