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After an auto accident it is always a good idea to see a doctor. Often, though, there is no choice. A car crash can easily land you in the hospital for days, weeks, or longer. While you are there, here are some tips on what to do to help your no-fault insurance claim later on.
While you are in the hospital, your first priority should be your health. The Michigan No-Fault Act is designed to compensate you for time off work and any medical expenses, as well as attendant care and replacement services. So don’t worry about your job or hiring a babysitter to watch the children. Just focus on getting healthy.
There are a lot of doctors, treatments, and tests that come into your life during a hospital stay. It can be easy to get lost in what is happening and why. When the doctor comes around, make sure you are perfectly clear on your diagnosis. Ask as many questions as it takes for you to understand what they are saying and what it means. If you have trouble understanding your doctor, your nurse may also be able to explain it another way that is clearer to you.
Even if you didn’t suffer a concussion or traumatic brain injury, your brain may not be functioning as clearly as usual in the days immediately following an accident. Trauma of any kind, including the emotional strain caused by a crash, can cause your brain to record memories differently, and that may make it harder to recall important details later on.
Give yourself a break by taking notes about who, what, when, and why for each visit. Write down any tests that need to be done and then check them off once they are complete. You may also want to ask a relative to act as a support person and help you keep everything straight.
Toward the end of your stay, hospital staff will start to talk to you about payment. You may have already provided your health insurance information when you checked in. But if your injuries are related to the use of a motor vehicle, your medical bills will often be paid by your no-fault auto insurance first. To make your accident claim process smoother, make sure you provide a copy of your proof of auto insurance as well as your health insurance information.
Depending on your auto insurance policy, you may need to file an initial notice of claim within days of your injury. But you don’t need to be thinking about paperwork while you are in the hospital. Ask someone in your support network to contact an auto accident attorney, like the team at Christensen Law. We can get your insurance claim started and make sure you have nothing to worry about while you are in the hospital.