If you are in an automobile accident and file a claim with your own insurance company under the Michigan no fault insurance act, often referred to as Michigan no fault benefits, you can expect to receive certain benefits.

First, you can receive “allowable expenses” that pays for any medical bills not covered by your medical insurance. This can include co-pays and deductibles. It applies to any treatment or care that you need as a result of your injuries for the rest of your life. Michigan’s unlimited allowable expenses are the most generous of any state insurance law in the United States.

Secondly, you can receive 85 percent of the cost of your lost wages for up to three years. Your insurance company will pay most of your salary for any time you can’t work as a result of your injuries up to three years or the statutory maximum payout. This also applies if you are unemployed but actively seeking a new job.

Michigan No Fault BenefitsFinally, you are entitled to up to $20 per day to pay for replacement services. These costs cover household work that you would have done prior to your accident, but now because of your injuries you have to hire someone to help you. It could include lawn maintenance, maid services, handyman services, or any other household assistance your doctor determines are medically required.

Michigan drivers pay for top-quality no fault insurance. If you or someone you know is injured you should take full advantage of the benefits to which you are entitled. The attorneys at Christensen Law have been representing motor vehicle accident victims for over 20 years. They can help you identify and receive the benefits you deserve.


Everyone at Christensen Law was extremely friendly and very easy to work with. Whenever I had a question, they took the time to talk with me and explained everything thoroughly. They were also very quick to return phone calls. I would definitely recommend Christensen Law to anyone in need of a personal injury lawyer.

I suffered Traumatic Brain Injury when struck by a vehicle while walking. My recovery was a long uphill battle; I had little energy to expend on daily routines and even LESS on caring for my home and life. I wondered how I could continue into the future with the difficulties I faced.

I handed the baton off to David and Sarah of Christensen Law. They resolved the unique challenges of my case while buffering me from the opposing side’s onslaught. The case concluded successfully and to my satisfaction with minimal effort on my part.

To ease the burden of the load you carry, make the decision on your legal team today. You’re in the right place – all you have to do now is make the call.

Overall a professional, great team. Everyone knew me and my case. When I left a message, I got a quick reply. Sarah made me feel comfortable going into a courtroom, where I never had been before. Both David and Sarah are very knowledgeable with legal issues. I trusted everyone and am a satisfied client.

V. Watkins

I never knew attorneys could be so accessible and kind. They fought for me all the way to the end. They had to take my case to trial and they won me a great settlement. Now I have a secure future.


HH, Davison

I was treated very nicely and professionally with a lot of consideration and compassion for my disabilities suffered in a horrible car accident. Mr. Christensen and Sarah Stempky made sure I understood what was happening with my case and that everything was pulled together.

LG, Stockbridge

As an accident victim I had to have my leg amputated and I was in bad shape overall. David Christensen was a light in that experience. I ended up with an entire home modification to accommodate my disabilities. It was a very stubborn insurance company but David wouldn’t take no for an answer.

CB, Milford

If I had questions or worries Dave would address them with me because he knows what he is doing. I think the world of him. I felt he went above and beyond to turn a really bad situation around. I have hope now where before I felt powerless and miniscule and that these big insurance companies were just going to railroad me.

DT, Jackson

Awards & Accomplishments