Recovering for Intentional Harm to Your Car in Michigan

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Christensen Law 
David Christensen  
25925 Telegraph Rd #200  
Southfield, MI 48033 
248-900-9000 
inquiry@davidchristensenlaw.com 
https://davidchristensenlaw.com 
https://plus.google.com/101403597068266196711/posts

Recovering for Intentional Harm

If someone does you intentional harm with a vehicle, will your no-fault auto insurance pay for it? What if you harm yourself?

It may seem a little hard to believe, but your no-fault insurance won’t cover intentional harm done to you with a vehicle. But you should file a claim anyway, because issues of intentional harm aren’t as clear as they first appear.

If you cause intentional harm to yourself or others while driving your car, you won’t be able to turn to your no-fault auto insurance provider to cover your medical bills. Your no-fault insurance will still apply unless you intended the action and the injury. For example, if a person attempts suicide by running her car off the road, the insurance company isn’t required to pay no-fault benefits to her or her family.

But, if the intentional act was done to protect yourself, others, or property, you can still be covered. If instead of attempting suicide, a driver runs his car off the road after he swerves to miss a child, then the Michigan No-Fault Act does not consider that “intentional harm.” The driver’s no-fault insurance policy will cover any injuries he suffered from his defensive maneuver.

About David Christensen
LISTENING. PROTECTING. WINNING
At Christensen Law, we are leaders in helping victims of automobile and truck accidents. We understand the overwhelming challenges that come with these life-changing events, and we want to help. You are not alone – we will become your voice.

Christensen Law 
David Christensen  
25925 Telegraph Rd #200  
Southfield, MI 48033 
248-900-9000 
inquiry@davidchristensenlaw.com 
https://davidchristensenlaw.com 
https://plus.google.com/101403597068266196711/posts