Understanding Your Michigan Independent Medical Exam

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After an auto accident, the insurance company may wish to confirm your injuries. An Independent Medical Exam may be requested. The exam is performed by a doctor who has been selected and paid for by the insurance company.

During the exam, it is important to tell the doctor about all of the injuries received and problems you’re having as a result of the car accident. After the exam, the doctor will submit a report to the insurance company. If the doctor doesn’t think the injuries are severe enough or feels that you’re recovered sufficiently, it’s possible that the insurance company will cancel your benefits, even if your personal doctor disagrees.

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