FOR THE SETTLEMENT YOU DESERVE.

Lawmakers Renew Push To Overhaul Michigan’s No-Fault Insurance System

State legislators appear intent on once again trying to “reform” Michigan’s auto no-fault insurance system. Members of both the House and Senate have already introduced two proposals in the new 2019-20 legislative session, purportedly aimed at slashing auto insurance rates. House Bill 4024, introduced January 10, 2019, would make insurance reform a 2020 ballot proposal, […]

Read More

The Danger Of ‘Bahri’: An Honest Mistake Can Cost A Lifetime Of Benefits

It has been several years since the Michigan Court of Appeals issued its groundbreaking decision in Bahri v IDS Property Casualty Ins Co, holding that alleged fraud by an insured voids the entire no-fault policy, thereby eliminating the insurance company’s obligation to pay benefits. Although the Bahri ruling was appealed, the Michigan Supreme Court declined […]

Read More

Underinsured & Uninsured Motorist Coverage: What Is It? Why Do You Need It?

When you’re injured in a Michigan car accident, your own no-fault insurance company pays personal injury protection (PIP) benefits. These benefits include medical costs and other allowable expenses, work-loss benefits and replacement services. However, in cases where a person has died, been disabled or suffered a serious impairment in an auto accident, it may be […]

Read More

Michigan Supreme Court: ‘Innocent Third-Party Rule’ No Longer Exists

The innocent third-party rule was abolished in Titan Ins Co v Hyten, 491 Mich 547 (2012), according to a 5-2 Michigan Supreme Court in Bazzi v Sentinel Ins Co. However, the Supreme Court majority also said the Court of Appeals in Bazzi erred in finding that the insurance company was automatically entitled to rescission of […]

Read More

Warning: If Your No-Fault Policy Has A Step-Down Clause, You Should Switch Insurance Companies

Michigan’s No-Fault Act requires drivers to purchase auto insurance. When buying this mandated insurance, most people probably think their policy will not only cover their injuries in an accident, but also any injuries suffered by family members riding with them in the vehicle. But unfortunately, that is not always the case. Here’s why. Some Michigan […]

Read More