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Pedestrian-Vehicle Accidents: The New Public Health Crisis?

More pedestrians than ever are dying in traffic accidents across the United States. According to a report from the Governors Highway Safety Association (GHSA), although there has been an overall decline in traffic-related fatalities throughout the country, the death toll for pedestrians has risen sharply during the past decade. The GHSA report indicates that, while other […]

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Lawmakers Renew Push To Overhaul Michigan’s No-Fault Insurance System

State legislators appear intent on once again trying to “reform” Michigan’s auto no-fault insurance system. Members of both the House and Senate have already introduced two proposals in the new 2019-20 legislative session, purportedly aimed at slashing auto insurance rates. House Bill 4024, introduced January 10, 2019, would make insurance reform a 2020 ballot proposal, […]

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The Danger Of ‘Bahri’: An Honest Mistake Can Cost A Lifetime Of Benefits

It has been several years since the Michigan Court of Appeals issued its groundbreaking decision in Bahri v IDS Property Casualty Ins Co, holding that alleged fraud by an insured voids the entire no-fault policy, thereby eliminating the insurance company’s obligation to pay benefits. Although the Bahri ruling was appealed, the Michigan Supreme Court declined […]

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Underinsured & Uninsured Motorist Coverage: What Is It? Why Do You Need It?

When you’re injured in a Michigan car accident, your own no-fault insurance company pays personal injury protection (PIP) benefits. These benefits include medical costs and other allowable expenses, work-loss benefits and replacement services. However, in cases where a person has died, been disabled or suffered a serious impairment in an auto accident, it may be […]

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Michigan Supreme Court: ‘Innocent Third-Party Rule’ No Longer Exists

The innocent third-party rule was abolished in Titan Ins Co v Hyten, 491 Mich 547 (2012), according to a 5-2 Michigan Supreme Court in Bazzi v Sentinel Ins Co. However, the Supreme Court majority also said the Court of Appeals in Bazzi erred in finding that the insurance company was automatically entitled to rescission of […]

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