Personal injury lawyer serving Detroit, MI

Nothing is more important than your health. If you have suffered a personal injury, go to the doctor or emergency room first. Do not hesitate: Michigan’s no-fault act provides insurance coverage for your medical care if you don’t have health insurance. Many injuries, such as mild traumatic brain injuries or even damaged spinal discs, do not appear to be as serious at first, and only later you may discover how serious the injury is. This is why it is important to see a doctor after a car accident.

Don’t worry, the auto insurance companies or your health insurance company will cover most of your medical expenses. If you were working when the car accident happened, your company’s worker’s compensation insurer can also help cover the bills. Your no-fault car insurance also covers any other expenses related to your care, recovery or rehabilitation, such as:

• Mileage for trips to the doctor
• Home nursing or attendant care (even if provided by your friends or family)
• Home accessibility needs like ramps, handrails, and even widened hallways and doors

Michigan no-fault auto insurance covers your lost wages if you are injured and cannot work. It will pay 85 percent of your gross wages for up to 3 years. Even if you were between jobs, but looking for work, you may qualify for lost wage payments, based on 85 percent of your gross pay at your most recent job.

The No-Fault Act has you covered here, too. If you require assistance doing chores around the house because of your car accident injuries, your no-fault insurer must pay up to $20 per day for someone to help you. This benefit can last up to 3 years.

Michigan law requires the at-fault driver to pay the first $750 in repair bills for each car they damaged. Any amount above $750 is paid by your own collision insurance.

Every auto insurer offers optional uninsured motorist coverage. This additional insurance covers you and your car if the driver and vehicle that hit you was uninsured, or if they fled after the collision and cannot be found. This coverage acts like insurance for the uninsured (or missing) driver who hit you. Uninsured motorist insurance is optional, so you may not have it. Wise drivers purchase this very inexpensive but important coverage to protect them against uninsured drivers’ negligence. If you don’t have this insurance, and the driver who hit you does not have any insurance, or flees the scene, you will not be compensated for your damages.

Don’t try to be your own car accident lawyer. The only reason the at-fault insurance company is calling you is to try to take advantage of your lack of experience and knowledge in this area. Insurance companies will frequently offer very low settlements to unsuspecting car accident victims before you can get advice from a Detroit personal injury attorney who specifically focuses on auto and truck accident cases. Call an accident attorney before making any deals with an insurance company.

It is never too early to consult an attorney if you have been injured in an auto accident in Detroit. Any consultation should be free of charge, with no upfront payments whatsoever. Be sure your attorney focuses on personal injury cases for best results. Christensen Law never charges for a consultation, and we guarantee that there will never be a fee unless you win your case.

Also, if you have suffered a traumatic brain injury (TBI), only consider attorneys who spend at least 80 percent or more of their practice handling these cases. A TBI case requires deep knowledge and experience to get the best results. These injuries are difficult to prove, yet are incredibly life-altering. Don’t leave your future to an attorney who dabbles in the field. Find someone who teaches other attorneys how to best handle these cases, like David Christensen.

Most police departments make the police reports available online. If not, you can get a copy of your report at the police department that took your information at the accident scene. Our team can also help you obtain a copy of this report.