Detroit Car Accident Lawyer
Detroit Car Accident Lawyer
The injuries and losses caused by a car wreck can seriously jeopardize your finances and future wellbeing. Get the compensation you need for your recovery by working with a Detroit car accident lawyer.
The losses, damages, and injuries that follow a serious car crash can create numerous problems for your life, and Michigan’s complicated no-fault insurance laws don’t always help matters. It’s not easy to know what to do after a wreck, but it’s important to get fully compensated for everything you’ve been through. It’s a simple fact that recovery requires money, but seeking compensation presents its own unique set of challenges.
Getting compensated is almost certainly going to mean dealing with an insurance company or an opposing attorney, and neither of these is going to have your best interests in mind. Even your own no-fault insurer is going to prioritize your wellbeing after their profit margins.
You can take these challenges on and come out on top, however. By working with a Detroit car accident lawyer from David Christensen Law, you can get the sound legal advice you need to make informed decisions and recover the full cost of your damages and losses.
Dealing with No-Fault Insurance in Michigan
Because Michigan is a no-fault state for auto insurance, you have to file a claim against your own insurance policy before seeking compensation from a negligent party. Even then, your injuries have to meet certain thresholds before you can file a personal injury claim.
The good thing about no-fault personal injury protection (PIP) plans is that they allow you to start collecting compensation without having to worry about who was at fault for the crash. Unfortunately, this doesn’t automatically mean that you’ll receive the full compensation you’re entitled to.
Whether you have a fairly comprehensive PIP plan or only have the minimum personal liability/personal damages (PLPD) plan, the insurer will almost certainly pay you the bare minimum they believe they can get away with. Your Detroit car accident lawyer will be able to handle these negotiations so that you don’t get taken advantage of in this way.
In other crash cases, you’re allowed to seek compensation beyond what your PIP offers. You can seek additional compensation from the negligent party in the following scenarios:
- You’re seeking damages on behalf of a family member who died in the crash
- Your injuries have seriously impaired a bodily function
- Your injuries have resulted in a serious permanent disfigurement
- The other driver is from out of state and not insured in Michigan
Who Caused the Wreck?
If your case qualifies to file a wrongful death or personal injury claim, it will be necessary to identify everyone who was at fault. Michigan observes comparative negligence, so each at-fault party is only responsible for his or her share of the damages. This means that collecting full compensation will require naming everyone at fault in your claim.
Your Detroit car accident lawyer will conduct a full investigation and identify what the cause of the crash was, who was responsible, and what evidence is available to support your claim. These are just a few of the factors that will need to be considered:
- Distracted driving, such as cell phone use and eating while behind the wheel
- Intoxication, whether from alcohol consumption or drug use
- Reckless driving, such as speeding and not staying in the lane
- Dangerous road conditions, such as potholes and steep shoulder drop-offs
- Defective auto parts and tires
Your Injuries Will Affect Your Compensation
Once your Detroit car accident lawyer has determined who was at fault, it will be essential to assess the value of your claim. This is important because you need to know how much compensation will cover your losses before ever accepting a settlement offer.
The types and extent of your crash injuries will be a key factor in this process, and your doctor’s input will be necessary for determining what medical care your recovery will require and how long your recovery will take.
For example, a brain or spine injury can have a devastating impact on both your life and your finances. These wounds can easily result in permanent disabilities that make it impossible to work, interact with your loved ones, and take part in activities you previously enjoyed. A broken bone, by contrast, will result in a number of damages and immense pain, but it will likely heal in time, allowing you to get back to living your life.
Identify All of Your Damages for Full Compensation
Insurance companies have an unfortunate habit of “overlooking” certain damages when making settlement offers for auto wrecks. You can count on the initial offer to only cover your most obvious and current losses. Future needs and lost quality of life are frequently not accounted for.
By working with a Detroit car accident lawyer from our firm, you can ensure that all of your financial expenses and non-economic damages are assessed and included in your final compensation. We’ll also make certain that you receive funds to cover any anticipated future needs, as well, as you shouldn’t have to pay out of pocket for future losses caused by the collision.
These are just a few examples of damages that might apply to your case:
- Current and future medical expenses
- Lost wages, income, and earning potential
- Travel costs and caretaker wages
- Car repair or replacement
- Pain and suffering
- Lost enjoyment of life
- Disfigurement and emotional distress
Detroit Car Accident FAQ
At David Christensen Law, we make it a priority to ensure that every accident victim we work with is fully informed of his or her options. We want to make certain that you get answers to all of your questions, and we’ve addressed a few common concerns below. If you don’t see your question, please contact us so that you can speak with a Detroit car accident lawyer at length.
Can my PIP policy cover anyone else involved in the crash?
Yes. While most people think of their PIP policy in terms of how it applies to them, it can actually compensate other individuals, as well. Your PIP benefits will also extend to your family members, pedestrians, passengers, and motorcycle riders.
Will I have to go to court for a car accident?
Not necessarily. It’s entirely possible that the insurer or at-fault party will make a settlement offer that accounts for all of your losses and injuries. Court is only necessary when the other side refuses to make a fair offer.
Am I automatically at fault if my car was the only one involved in the crash?
No. External parties can easily be negligent and responsible for a wreck. For example, a pedestrian could be at fault for walking in front of you outside of a crosswalk. Similarly, a government agency can be responsible when lack of proper maintenance led to hazardous road conditions.
Contact a Detroit Auto Wreck Attorney
You don’t have to deal with the aftermath of a car crash alone. David Christensen Law is here to make certain that you don’t get taken advantage of by an insurer or opposing attorney. We can help you determine who was at fault, prove your claim, and obtain the full compensation you’re entitled to.
To arrange a time to meet with a Detroit car accident lawyer, just call 248-213-4900 or complete the contact form on this page.