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After an auto accident, your first question is often “what do I do now?” Should you call the police first, or your family? When do you need to contact your insurance provider? Here is a helpful check list to get you through those first few days.
Your first priority should always be safety. If you are able to move yourself and your car off of the roadway, do so. That will protect you from the rush of traffic and any subsequent injury.
Car accidents cause traffic problems. Get the police there to manage the scene as soon as possible. If someone is hurt, make sure they know to send an ambulance. Even if there aren’t any injuries, Michigan law requires you to report any accident resulting in serious property damage to the police, so make the call and save yourself the trouble later.
You never know the situation of the driver who hit you. He or she may want to avoid contact with the police. Get as much information as you can: license plate, name, and auto insurance. Write this information down or take a picture of it with your phone. Find out who owns the vehicle and what their auto insurance is as well.
Take pictures of the vehicles, the street where the accident happened, and the conditions at the time. Your auto accident attorney and an accident reconstruction expert can use these later on to tell the story of what happened.
Make sure your emergency contact knows about the accident right away. Your head may well be spinning even if you were not injured. Your emergency contact will help you think things through.
When the police arrive, they will ask you to explain the accident and get copies of your license and registration. Cooperate with them even if the accident was your fault. You may choose not to make a statement if you believe you committed a crime or moving violation. Do so politely but firmly. Then follow their instructions until the EMS arrives.
You may not need an ambulance if you were not seriously injured. But you should still be checked out by a doctor. In particular, if you hit your head or have any loss of consciousness, make sure your doctor knows it so you can be screened and treated for traumatic brain injury.
Your auto insurance provider will be contacting you after the accident, and asking you questions about your injuries and the damage done to your vehicle. Don’t face them alone. Instead, contact a reliable auto accident attorney who can help you file a claim and consider any settlement offer.
The attorneys at Christensen Law in Southfield, Michigan are ready to help you file your claim and pursue your benefits in court. After a serious auto accident, contact Christensen Law for a free consultation.