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Southfield Car Accident Lawyer

Your serious auto crash may allow you to file a personal injury claim. Meet with a Southfield auto wreck attorney from David Christensen Law to discuss the details of your case.

In Michigan, when you’ve been involved in a vehicle collision, you’ll most often recover your losses by filing a claim with your own insurance company. This is due to Michigan’s no-fault auto insurance laws. Your personal injury protection (PIP) benefits should cover your medical expenses and missed wages from your accident.

But what if you’re seriously hurt, and the damages from your wreck exceed the limits of what your PIP benefits will cover? In that situation, you may need to file a personal injury claim against the person responsible for the accident. A Southfield car accident lawyer can help you determine whether you qualify to file a personal injury claim.

Dealing with Car Insurance Claims in Southfield

If you’ve been hurt in a Southfield vehicle accident, you have two options available to recover your losses. The first option is to file a claim with your own insurance policy and use your PIP benefits to pay your medical expenses and cover your missed wages.

Your second option is to file a personal injury claim against the party who injured you. There is one caveat to filing a personal injury claim in Michigan, and it’s a big one: You must have been seriously injured in the collision. A serious injury is one in which you’ve sustained substantial or permanent harm.

Whichever path you choose, you don’t have to walk it alone. Your Southfield auto wreck attorney from our office can help you maximize your compensation. We can assist you with negotiating fair compensation from insurance companies. Either way, we won’t let you get taken advantage of.

Differences Between PIP and Personal Injury Claims

With a PIP claim, you can be compensated for the following after your car accident in Southfield:

  • Missed wages
  • Reasonable and necessary medical care
  • Disability
  • Household replacement costs
  • Cost of caregiving services

Personal injury claims often allow the recovery of additional monetary losses, as well as compensation for non-monetary losses, such as the following:

  • Emotional trauma
  • Pain and suffering
  • Loss of your enjoyment of life
  • Mental healthcare services
  • Scarring or disfigurement

Call a Southfield Vehicle Collision Attorney

Being seriously injured in a vehicle wreck could qualify you to seek damages outside of Michigan’s no-fault system. Injuries of a serious nature likely mean your damages have surpassed your PIP coverage. Filing a personal injury claim against the at-fault party can allow you to be compensated for non-economic damages.

Contact a Southfield car accident lawyer from David Christensen Law. We can help you file your claim. The chances of a successful outcome will likely be higher when you have a qualified legal team by your side. Use the form below to contact us for a free case evaluation, or call us at 248-213-4900.